Friday, April 8, 2022 / by Robin Stone
Get pre-qualified and set your budget. The first thing you should do before shopping for homes is to get in touch with your mortgage lender. Know what you can afford, and get pre-qualified so you can shop confidently and competitively.
Work with an experienced real estate pro. They can help speed up your home search and introduce you to neighborhoods and listings you’d otherwise not have known about. A good agent also helps establish realistic expectations and negotiates to get you the best deal.
Build your credit and your savings. A higher credit score and down payment can land you a better mortgage rate, which can help keep your home purchase more affordable in a rising rate environment.
Avoid buyer’s remorse. Prepare a list of wants vs. must-haves so you can move quickly and dodge decision fatigue. But more importantly, know when to walk away from a deal. ...
Friday, April 8, 2022 / by Robin Stone
Hire a local real estate agent. You’ll want to work with someone who has experience selling homes in your neighborhood and understands the local market.
Make repairs now. Labor and supply shortages may result in longer wait times for repairs and upgrades. If you can manage, DIY as many repairs as you can, and talk to your agent about which projects are a must and which ones to skip.
Price your home competitively. It may be a seller’s market but avoid the temptation to overvalue your house. Let your agent pull comps and nearby listings to make sure you land at the right price point to attract as many buyers as possible.
Be prepared to act fast. Depending on how hot demand is in your area, you may receive multiple offers within a short time period, possibly even on the same day. Determine in advance which terms are most important to you so you can compare offers quickly and make a confident decision. ...
Thursday, January 20, 2022 / by Robin Stone
TIPS FOR STORING WINE AT HOME
If you are a big wine connoisseur or just saving a few bottles to crack open on special occasions, it’s important to understand how best to store them safely until you’re ready to partake. Follow the guidelines below!
To ensure each wine bottle maintains the proper flavor and aroma, storing it at the correct temperature is essential. Regardless if it is red, white, or sparkling, storing your bottles at 53°F to 57°F is most ideal. Keeping your bottles in a room where the temperature is much warmer than that may cause the flavor to become flat. Keep your wine in the dark and away from direct UV rays as much as you can to protect the wine’s flavor.
Controlling the humidity in the room is important if you plan to store bottles for more than a couple of years. The ideal humidity for storage is between 50 to 75 percent and anything below that could cause the corks to dry out, letting air seep in ...
Friday, December 31, 2021 / by Robin Stone
There is a BIG difference between Pre-approval and Pre-qualification, and knowing the difference can put you in a better position when searching for a home.
Pre-Approval- is a lender's written commitment to grant you a maximum home amount
Getting Pre Approved requires home buyers to fill out an application that allows the lender to determine financial situation (debt-to-income ratio, ability to repay, and creditworthiness.)
Pre-Qualification- is a lender's estimate of the loan amount you can borrow.
Getting Pre Qualified is quick by a lender of the buyer's financial situation based off solely on what the buyer tells the lender and not supported by any proof or verification.
To learn more about how getting pre-approved before starting your home search will make you agile enough to snatch up your dream home before anyone else can. ...
Wednesday, August 18, 2021 / by Robin Stone
Staging your home is all about putting the best foot forward for potential buyers. By highlighting its most desirable features, you can draw more interest to your home and leave a lasting impression that is sure to help you sell it more quickly. Here’s what you should keep in mind as you prepare for your next open house or viewing!
Help them visualize it as their own. Make it easier for buyers to imagine themselves making your house their home by removing personal memorabilia, knick-knacks, and photos. Instead replace them with simple décors, such as paintings, nature images, and plants.
Think sleek instead of comfy. Modern-day buyers are leaning toward modern, crisp, clean interiors over comfy, homey looks. When staging your home, keep a minimalist mindset, and incorporate bright colors and metal accents.
Deep clean the small spaces. It's obvious to say you should clean your home before viewing, but don’t forget to cover your bases by deep cleaning the small sp ...